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Saving Rate Worksheet

Most middle-class Americans are not prepared to withstand a $1,000 emergency. Advisors recommend 3-6 months worth of monthly expenses available in a savings or money market account that can be easily accessed in an emergency. The table below shows the recommended savings amounts as a percentage of monthly gross income by age. Scroll down to print and/or close the form.

Age
Savings Rate
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0-19
0%
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20-25
8%
Enter your Monthly Income
26-30
10%
31-35
11-12%
36-40
13-15%
41-65
16+%
65+
0-20%